Accident Sickness & Unemployment
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Your Claims Experience
If you have purchased a accident sickness or unemployment policy through QuoteMe4 and have made a claim on your policy. Please give your experience to help others like you select the right insurance.
If you have made a claim and purchased through another agency we will require a copy of your policy certificate so we may verify your cover before we permit your review to be shown.
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Top 5 Tips
- Own occupation cover offers the highest protection.
- If you need a very short excess consider Exeter Family Friendly and Pruprotect.
- Always compare price AND the policy terms to determine good value.
- Don't buy from you bank unless you don't care how much you pay or what you get.
- Ensure that you don't have other policies that overlap cover or overlap any sick pay paid by your employer.
Commended MPPI Providers
- MMS offering their Keystone commitments protection with a market leading 60 initial exclusion and ability to cover 90% of net income.
- PruProtect for good value unemployment cover with optional PHI. They are one of the few providers offering 24 months benefit period for unemployment cover.
- DMS for competitive rates on their MPPI which are fixed each year giving pace of mind.
- LV being the only provider in the whole market to offer guaranteed premiums on a combined permanent income protection and unemployment policy.
Commended PHI Providers
- Unum for providing own occupation cover for teachers.
- Exeter Family Friendly for providing own occupation to all occupations.
- Exeter Family Friendly for offering a choice of excess periods starting from 3 days back to day 1 for all occupations on permanent income protection.
- Exeter Family Friendly for offering their short term income protection unrelated to earnings.
- Pruprotect for offering comprehensive cover that can for certain self-employed occupations pay benefits after just 7 days excess.
- LV being the only provider in the whole market to offer guaranteed premiums on a combined permanent income protection and unemployment policy.
Network Connect
