Protecting Your Income
Suddenly losing your income - whether it's temporary or permanent - can have a drastic effect and lead quickly to a spiral of debt. For this reason, protecting your income should be at the top of your list of financial priorities, along with life insurance (if you have dependants). But surprisingly few people give it any consideration.
It's important not to confuse income protection with payment protection insurance (PPI). Rather than protecting your income, PPI is designed to cover specific repayments, such as those for a loan or mortgage, if you can't work because of sickness or accident (and sometimes redundancy). PPI policies usually pay out only for a set period, often 12 months (although, in some cases, they will pay off the loan). They also may have many exclusions.
Please visit our main site www.quoteme4.co.uk for more protection products.
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All About Income Protection
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